The Fin Desk Brief
▸Galaxy Digital Applies to OCC for Federal National Trust Bank Charter▸Global Payments lifts transformation target to $600m as Q4 adjusted EPS rises 12%▸Amex adds direct bank deposit as rewards redemption option for US card and business holders▸ECB's Cipollone Addresses Next-Day Settlement, Tokenisation and Infrastructure Reform▸LTVCo-Led Group Acquires NSF Recovery Platform Kipp in US Expansion Play▸Bank of England consults on tokenised collateral in central clearing▸Visa moves stablecoins to production, wins China approval and pilots AI agent payments▸Visa Launches Commercial Integrated Partners Programme to Connect Fintechs with Commercial APIs▸Visa partners OpenAI to embed AI agent payments within user-defined spending controls▸Visa maps two-year push into agentic payments, stablecoins and China▸Galaxy Digital Applies to OCC for Federal National Trust Bank Charter▸Global Payments lifts transformation target to $600m as Q4 adjusted EPS rises 12%▸Amex adds direct bank deposit as rewards redemption option for US card and business holders▸ECB's Cipollone Addresses Next-Day Settlement, Tokenisation and Infrastructure Reform▸LTVCo-Led Group Acquires NSF Recovery Platform Kipp in US Expansion Play▸Bank of England consults on tokenised collateral in central clearing▸Visa moves stablecoins to production, wins China approval and pilots AI agent payments▸Visa Launches Commercial Integrated Partners Programme to Connect Fintechs with Commercial APIs▸Visa partners OpenAI to embed AI agent payments within user-defined spending controls▸Visa maps two-year push into agentic payments, stablecoins and China
Galaxy Digital Applies to OCC for Federal National Trust Bank Charter
Regulation

Galaxy Digital Applies to OCC for Federal National Trust Bank Charter

Galaxy Digital LP filed an application with the U.S. Office of the Comptroller of the Currency on 29 October 2026 to establish Galaxy National Bank, a federally chartered trust institution in New York offering digital asset custody, trading, staking and fiduciary services. The OCC had not responded as of the date of reporting.

The Fin Desk Newsroom·2d ago

Payments

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Financial Infrastructure

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Yapily CEO Rules Out M&A as Open Banking Infrastructure Braces for Consolidation Wave
Infrastructure

Yapily CEO Rules Out M&A as Open Banking Infrastructure Braces for Consolidation Wave

Stefano Vaccino, founder and chief executive of London-based open banking infrastructure provider Yapily, has publicly stated the company intends to remain independent as deal activity accelerates across the European open banking landscape. The rare declaration of strategic intent comes as mid-sized API connectivity players face intensifying pressure to either consolidate or be absorbed.

5 Oct 2026

Digital Assets

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Regulation

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Galaxy Digital Applies to OCC for Federal National Trust Bank Charter
Regulation

Galaxy Digital Applies to OCC for Federal National Trust Bank Charter

Galaxy Digital LP filed an application with the U.S. Office of the Comptroller of the Currency on 29 October 2026 to establish Galaxy National Bank, a federally chartered trust institution in New York offering digital asset custody, trading, staking and fiduciary services. The OCC had not responded as of the date of reporting.

2d ago
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