The Digital Asset Market Clarity Act failed to advance in the US Senate on 15 September 2026 after a procedural vote of 50-49 fell short of the 60-vote cloture threshold. Both the SEC and CFTC are now moving forward under existing authority, leaving firms to navigate overlapping regulatory signals from two agencies whose mandates predate digital assets.

The European Payments Council has launched an initiative named SCARLET aimed at supporting consistent use of EU Digital Identity Wallets in payment authentication and helping payment service providers meet obligations under eIDAS 2. Full operational details, timelines and participating institutions have not yet been confirmed.

Jarvis Investment Management Limited, carrying FCA Financial Services Register reference number 116413, has entered special administration, the Financial Conduct Authority has confirmed. Clients and interested parties are directed to the FCA's published notice for details on appointed administrators, asset protections and next steps.

Nuvei has secured authorisation from the Payments Association of South Africa to provide local acquiring and payment acceptance services, bringing the Montreal-headquartered company's local acquiring footprint to 52 markets globally.

Upgrade, the San Francisco consumer credit platform co-founded by Renaud Laplanche, has applied for an industrial loan company charter that would allow it to operate its own deposit-taking institution, American Banker reported. Secondary sources consistently describe the filing as a Nevada Industrial Bank application, though this has not been confirmed from a primary Nevada state-regulatory source.

The European Securities and Markets Authority launched a Call for Evidence on 9 October 2026 examining whether tokenised assets could be used as collateral by central counterparties in central clearing. The move places the question formally on ESMA's regulatory agenda for the first time.

The Financial Conduct Authority has launched an authorisation gateway for cryptoasset firms, marking the first time UK crypto businesses will be brought under full FCA regulation rather than the lighter-touch registration regime focused on anti-money laundering compliance.

The European Securities and Markets Authority has published an opinion setting out supervisory expectations for crypto-asset services involving asset-referenced tokens that have not received authorisation under MiCA. Specific obligations, addressees and the publication date remain unconfirmed pending full review of the opinion text.

EMVCo has published a draft framework for agentic payments and opened it for public comment until 30 September 2026, setting out how consumer intent and delegated authority could travel alongside card transactions initiated by AI agents rather than humans.

EMVCo published a draft framework for agentic payments on 1 September 2026, opening a formal industry comment period that ran through 30 September. The document introduces an Intent Services concept to anchor consumer authorisation in AI-executed transactions but stops short of defining business rules or finished technical standards.

The Financial Conduct Authority has launched an application gateway allowing cryptoasset businesses in the UK to seek full FCA authorisation for the first time, marking what the regulator describes as a structural shift in crypto oversight. The new framework includes standards covering consumer protection and safeguarding, according to the FCA's published statement.

The Federal Reserve Board issued a formal proposal on 20 May 2026 seeking public comment on a new 'payment account' category that eligible financial institutions could use solely for clearing and settling payments. The notice, published in the Federal Register as document 2026-10375, also proposes revisions to the Policy on Payment System Risk and the Guidelines for Evaluating Account and Services Requests.

Federal Reserve Financial Services launched a cross-border messaging pilot on FedNow on 23 September 2026, testing enhanced ISO 20022 formats that handle only the US domestic leg of international payments while overseas settlement continues through existing intermediaries. The move follows an April 2026 rulemaking proposal and aligns with the G20 and BIS CPMI agenda to interlink national real-time payment systems.

Europe's securities markets regulator has formally designated AI in client-facing financial services and tokenized financial products as a Union Strategic Supervisory Priority for 2027, triggering coordinated supervisory mapping across all 27 EU member states. The designation, announced in September 2026 alongside ESMA's Annual Work Programme, will mobilise national competent authorities in a bloc-wide examination of how financial firms deploy these technologies toward customers.

Mission Lane has received conditional approval from the US Office of the Comptroller of the Currency to establish Mission Lane Bank National Association as a nationally chartered credit card bank, under OCC decision reference CD1394. The approval allows the consumer credit company to pursue direct federal authorisation rather than relying on bank partnerships to issue its card products.

The Senate Banking Committee advanced H.R. 3633, the Digital Asset Market Clarity Act of 2025, in a bipartisan vote on 14 May 2026, marking a significant procedural milestone for US digital-asset legislation. The bill, led by Committee Chairman Tim Scott, now awaits a Senate floor date that has not yet been publicly confirmed.

The Federal Reserve has announced plans to enhance FedNow to support the domestic leg of cross-border payments, allowing participating banks to combine real-time Fed settlement with their own correspondent arrangements for the international portion. The move follows a formal April 2026 proposal to amend Regulation J, which would permit FedNow participants to use third-party intermediaries for the cross-border leg.

ClearToken CSD Limited has received authorisation to operate a Digital Securities Depository within the Bank of England's Digital Securities Sandbox, enabling continuous 24/7 settlement for tokenised debt and equities. The approval, announced on 22 September 2026, follows the firm's entry into the sandbox as an initial entrant in December 2024.

The European Central Bank has issued a formal call for expressions of interest from private organisations seeking to participate in its digital euro innovation platform, marking a structural shift in how the ECB is approaching CBDC development ahead of finalised legislation. The move signals growing institutional confidence in the project's political runway, even as key details of the call remain unverified against primary ECB documentation.

The European Central Bank has announced it will invest a portion of its own funds portfolio in tokenised securities, settling transactions through a platform called Pontes — marking one of the most consequential institutional endorsements of digital asset infrastructure from a major central bank anywhere in Europe.

The European Central Bank has confirmed it will allocate a portion of its own-funds portfolio into tokenised securities settled via a platform called Pontes, marking the first time the eurozone's central bank has directed genuine balance-sheet capital — not exploratory budget — into tokenised asset markets.

The European Central Bank has announced it will invest a portion of its own-funds portfolio in tokenised securities, with settlement handled through a platform called Pontes — marking one of the most consequential institutional endorsements of tokenised capital markets in the eurozone to date.

The U.S. Justice Department has filed to seize approximately $84 million from Montana-based payments company Capstone, alleging the firm operated as an unlicensed money services business and misrepresented its activities to U.S. banking partners. The action follows a now-familiar prosecutorial template targeting payments intermediaries serving grey-market corridors.

The European Central Bank has launched Pontes, a distributed ledger settlement infrastructure connecting tokenised-asset platforms to TARGET Services in central bank money, and separately confirmed it will invest part of its own funds in tokenised securities settled through the new system. Both announcements were issued on 21 September 2026.