Global payments revenue growth is set to decelerate from 7% per year to approximately 5%, according to McKinsey's 2024 Global Payments Report presented at Sibos in Beijing, even as total revenues are forecast to reach $3.1 trillion by 2028. Four structural forces — falling interest rates, instant payments proliferation, value-chain fragmentation and rising fraud costs — are identified as the primary drivers of the slowdown.

Revolut has launched a UK pilot called 'Pay with Smile' that lets customers authenticate in-store purchases using facial recognition, while offering participating merchants zero processing fees. The initiative marks a significant move by the FCA-authorised fintech into physical retail payments infrastructure.

Global Payments Inc. distributed its fourth-quarter and full-year 2025 earnings release on 18 February 2026 via BusinessWire and its own investor relations site. Specific financial figures, deal completions and executive commentary from the release have not yet been verified against the primary source document.

National instant-payment rails across Asia-Pacific are being connected through bilateral bridges and multilateral hubs, but the technology is the easy bit — reconciling AML rules, FX settlement and liability frameworks across jurisdictions is where progress will be won or lost.

Published in December 2023, ISO/IEC 42001 gives payments firms a structured management framework for AI governance — arriving just as the EU AI Act and regulatory scrutiny of algorithmic decision-making raise the stakes for demonstrable accountability.

Blockchain intelligence firm TRM Labs has analysed transaction activity on the x402 payment protocol and found that genuine autonomous AI agents account for only a fraction of traffic — with developers and human-directed tooling dominating volumes despite growing adoption.

The 2025–2026 Growth Corporates Working Capital Index, a third consecutive annual Visa-commissioned PYMNTS Intelligence study, tracks how mid-market companies manage liquidity, receivables and virtual card adoption amid persistent late-payment pressures. Its North America edition, published January 2026, finds 86% of North American growth corporates plan working capital expansion in 2026.

Circle Internet Group has signed a $400 million deal to acquire Singapore-based B2B cross-border payments platform Tazapay, handing the USDC issuer a ready-made network of Asian banking licences, correspondent relationships and payment rails that would have taken years to build independently.