The Fin Desk Brief
▸Stripe launches developer tools to support AI agent-initiated payments▸Nuvei wins South Africa payment authorisation, reaching 52 local acquiring markets▸Upgrade applies for industrial loan company charter to bring deposit-taking in-house▸ID Finance raises €545m for Plazo consumer credit app after €21m nordIX debt line▸ESMA Launches Call for Evidence on Tokenised Collateral in Central Clearing▸Visa frames AI, stablecoins and tokenisation as its three strategic pillars▸Visa Moves on Football Sponsorships, Stablecoin Data and Consumer Spending Research▸Visa to report Q4 and full-year 2026 results on 27 October via live webcast▸FCA Opens Crypto Authorisation Gateway in Shift Beyond AML Registration▸Agentic Payments Expose Liability Gap as Card Network Rules Lag Behind AI Automation▸Stripe launches developer tools to support AI agent-initiated payments▸Nuvei wins South Africa payment authorisation, reaching 52 local acquiring markets▸Upgrade applies for industrial loan company charter to bring deposit-taking in-house▸ID Finance raises €545m for Plazo consumer credit app after €21m nordIX debt line▸ESMA Launches Call for Evidence on Tokenised Collateral in Central Clearing▸Visa frames AI, stablecoins and tokenisation as its three strategic pillars▸Visa Moves on Football Sponsorships, Stablecoin Data and Consumer Spending Research▸Visa to report Q4 and full-year 2026 results on 27 October via live webcast▸FCA Opens Crypto Authorisation Gateway in Shift Beyond AML Registration▸Agentic Payments Expose Liability Gap as Card Network Rules Lag Behind AI Automation
The Fin Desk

Payments

Agentic Payments Expose Liability Gap as Card Network Rules Lag Behind AI Automation
Payments

Agentic Payments Expose Liability Gap as Card Network Rules Lag Behind AI Automation

AI agents are completing purchases autonomously using stored credentials, but card network dispute and chargeback frameworks were written for human-authorised transactions — leaving liability for agent-initiated payments legally unresolved. Legal commentary from Goodwin Procter and Astraea Counsel confirms no clear rule yet determines who bears the loss when an AI tool acts beyond its mandate.

The Fin Desk Newsroom·6d ago
Five European payment networks form ENP joint entity to link 130 million users by 2027
Payments

Five European payment networks form ENP joint entity to link 130 million users by 2027

Five domestic payment networks — Bancomat, Bizum, EPI Company/Wero, SIBS-MB WAY and Vipps MobilePay — have established a jointly owned entity called the European Network for Payments to connect their systems across 13 countries. The equal-shareholding structure, announced on 30 September 2026, follows an MoU signed in February and targets cross-border instant account-to-account payments starting with P2P transfers.

1 Oct 2026
Global payments revenue growth to slow to 5% annually through 2028, McKinsey forecasts
Payments

Global payments revenue growth to slow to 5% annually through 2028, McKinsey forecasts

Global payments revenue growth is set to decelerate from 7% per year to approximately 5%, according to McKinsey's 2024 Global Payments Report presented at Sibos in Beijing, even as total revenues are forecast to reach $3.1 trillion by 2028. Four structural forces — falling interest rates, instant payments proliferation, value-chain fragmentation and rising fraud costs — are identified as the primary drivers of the slowdown.

1 Oct 2026
B2B Late Payments Squeeze Working Capital as Annual Index Tracks Mid-Market Liquidity
Payments

B2B Late Payments Squeeze Working Capital as Annual Index Tracks Mid-Market Liquidity

The 2025–2026 Growth Corporates Working Capital Index, a third consecutive annual Visa-commissioned PYMNTS Intelligence study, tracks how mid-market companies manage liquidity, receivables and virtual card adoption amid persistent late-payment pressures. Its North America edition, published January 2026, finds 86% of North American growth corporates plan working capital expansion in 2026.

14 Sept 2026